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Workers’ Compensation Lawyers in Massachusetts

Providing Compassionate & Relentless Legal Representation

If you get hurt at work, you may be entitled to receive workers’ compensation benefits. This can include payment for lost wages, medical bills, loss of function, and scars. You may also be eligible to receive a lump sum settlement of your claim.

During this time, you need an experienced workers’ compensation attorney to represent you. At Morgan & Murphy, everyone can afford a lawyer; we charge no fees unless we succeed in getting the benefits you deserve. We have represented thousands of injured workers and are very familiar with the Department of Industrial Accidents.

Your employer’s insurance company may decline to make payments of benefits that you are legitimately owed. Even if the insurance company for your employer is paying you weekly compensation checks, you still have the right to hire a lawyer to help you make decisions about your claim and represent your case. We have never and will never represent insurance companies and have more than 80 years of combined experience helping injured workers obtain all of the benefits they deserve.

We represent injured workers against their employers’ insurance companies. Your employer has their insurance company to look out for them; you need Morgan & Murphy, an experienced workers’ compensation law firm, to represent you. Call (508) 966-7254 to get started.

What Should You Do if You Are Injured on the Job?

Many people do not immediately realize that they are hurt and continue to work despite the injury. Whether you are able to continue working or must stop due to disability, it is important to report the injury to your supervisor or boss as soon as possible. You should give your employer as much detail as possible, being specific about the time, date, place, and nature of your injury.

The next steps you should take include:

  • Make sure you have the names and telephone numbers of any witnesses
  • Seek medical care from a doctor or hospital
  • Give your medical provider an accurate description of how the injury occurred

Your employer’s insurance company will be responsible for the payment of medical bills so make sure you get the treatment you need. Afterwards, consult with our experienced workers’ compensation attorneys to make sure you know your rights.

Morgan & Murphy has several locations throughout eastern Massachusetts to serve you and we regularly handle cases at the Department of Industrial Accidents in Boston as well as the regional offices in Fall River, Worcester, and Lawrence.

What Am I Entitled to Recover?

All employers in Massachusetts are required to have workers’ compensation insurance. If your employer is one of the few that have failed to obtain workers' compensation insurance, there are provisions in the law that will ensure that your injuries are covered.

Make sure your employer has filed a First Report of Injury with its insurer. Once the insurance company receives that report, they have 14 days to either pay or deny your claim and will do so in writing. If you receive a denial, we recommend you immediately get legal advice from an experienced workers' compensation attorney.

You may be eligible to receive the following workers’ compensation benefits:

  • Temporary total disability benefits: These benefits are payable at 60% of your average gross weekly wage, tax-free. Fringe benefits are not included in the calculation of your average weekly wage. Temporary total disability is payable for a maximum of three years. At any time during this period, the insurance company may attempt to terminate your workers’ compensation benefits by filing a request to discontinue or modify compensation with the Massachusetts Department of Industrial Accidents.
  • Partial disability benefits: These benefits are payable should you be unable to perform your prior job but can perform lighter duty work. When receiving partial disability benefits, the wages you are able to earn performing lighter duty work are subtracted from your prior average weekly wage and you then receive 60% of the difference. These benefits are payable for a maximum of five years.
  • Permanent and total disability benefits: Should you sustain a catastrophic injury and become permanently disabled, you may become entitled to permanent and total disability benefits. These benefits could potentially be payable throughout your lifetime with an annual cost of living adjustments. If you are unable to return to your job, you may be eligible for a lump sum settlement of your case. You may also be eligible for vocational rehabilitation.

If your work-related injury results in a permanent loss of function to a body part, you may be entitled to benefits for those specific losses. You may also be entitled to receive benefits for scarring or disfigurement to the hands, face, and neck.

The insurance company is responsible for reasonable and necessary medical expenses related to your treatment after the accident. This benefit generally continues even after you return to work for your employer or any other employer. You have the right to treatment with a doctor of your choice. The insurance company must also reimburse you for reasonable out-of-pocket expenses related to your work-related injury, including mileage, prescriptions, and parking.

Our law firm has successfully represented thousands of clients in the surrounding area and has a reputation of securing financial compensation in workers’ compensation cases.

Lump Sum Payments for Workers’ Compensation

If you are unable to return to your job, our lawyers pursue a lump sum settlement for your claim. Lump sum settlements pay you up front for the injuries and damages an insurance company may be responsible for over a period of time.

Most cases settle for a lump sum amount plus the payment of medical expenses into the future for expenses which are reasonable, necessary, and related to the accident. In many situations, your right to medical benefits and vocational rehabilitation remains open even after settlement. If you are able, you may return to the workforce even after you settle your case.

It is recommended that you see an experienced workers’ compensation attorney at Morgan & Murphy to help you determine whether you are able to obtain a lump sum settlement and, if so, help value the case.

When Should I Settle My Workers’ Comp Case?

In some cases, it may make sense to negotiate a workers’ compensation settlement. A settlement allows you to receive a single lump sum amount in lieu of continuing weekly benefits. This could be beneficial if you are nearing the end of your medical treatment and your doctor is going to release you to return to work after declaring that you have reached maximum medical improvement (MMI).

As soon as you are released by your treating physician to return to work, your weekly workers’ compensation benefits will cease; however, if you negotiate a settlement, you could potentially receive additional months’ worth of payments.

Another reason to settle a workers’ comp claim is that it can, in some cases, provide you with additional compensation that you would not have otherwise received. Workers’ compensation insurance does not provide benefits for pain and suffering, but a settlement can help make up for this, depending on the amount you receive.

However, there are some drawbacks to negotiating a workers’ compensation settlement. First, workers’ compensation does not always offer a settlement, so this may not even be an option in your case. Second, in addition to both you and the insurance company agreeing on the settlement, your employer must also agree to it, as the settlement can affect their workers’ compensation insurance policy. Additionally, receiving a lump sum settlement will mean the end of your weekly/monthly workers’ compensation benefits; it will be up to you to correctly allocate the money to your various expenses and make it last through the duration of your treatment and/or recovery.

To learn more about workers’ compensation settlements in Massachusetts, including whether it could be in your best interests to negotiate for such a settlement, reach out to our workers’ compensation lawyers for a free consultation.

Why Do I Need a Workers’ Compensation Attorney?

One of the best reasons for hiring an attorney experienced in workers’ compensation is that the laws are very complex. When your livelihood is at stake, it is important to be informed in order to make the correct decisions for yourself and your family.

Insurance companies hire lawyers to represent their interests, and you never want to go to court without a lawyer advocating for your interests. Our attorneys charge only if we are successful in obtaining your benefits. You can count on us for all your personal injury needs.

The experienced injury lawyers at Morgan & Murphy can help you fight for all of the benefits to which you may become entitled, including a lump sum settlement of your case. Find out more information in a free consultation by calling (508) 966-7254.

Our Victories

Helping our clients win back what they deserve!
  • $1,875,000.00 Auto Accident
  • $1,035,000.00 Auto Accident
  • $1,000,000.00 Auto Accident
  • $850,000.00 Auto Accident
  • $475,000.00 Auto Accident
  • $400,000.00 Workers' Compensation
  • $400,000.00 Workers' Compensation
  • $360,000.00 Workers' Compensation
  • $275,000.00 Worker’s Compensation
  • $275,000.00 Product Liability

Contact Morgan & Murphy

Help Is Just a Click Away.
  1. We are a locally-owned law firm, serving clients across New Bedford.
  2. Our attorneys have over 80 years of combined experience.
  3. We have successfully helped more than 10,000 victims recover.
  4. At our firm, personal injury matters are our only focus.
  5. Our entire legal team is accessible to you at all times.
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